Value My Life Policy

Your life insurance policy is an asset which you could sell for cash – a better alternative to surrendering or lapsing.

There are many reasons why you might wish to choose a life settlement:

  • Premiums are no longer affordable.
  • Changes in health or circumstances create a need for resources to cover additional medical expenses or long-term care.
  • The policy is no longer required for the purpose it was taken out for.
  • To free up funds for an improved retirement lifestyle.
Sell direct for a quicker turnaround and higher payout.

It costs you nothing to find out what your policy might be worth.

Generally, your life policy could be suitable for a life settlement if you can answer ‘Yes’ to the following statements:

   I am over 70 years old.
   My policy’s face value is more than $100,000.
   My policy was issued in the US at least 5 years ago.
   I am a US citizen and resident.

Benefit from a quick policy appraisal and, if your policy qualifies as a life settlement, receive a fair valuation from suitably qualified and licensed buyers.

  • Fast decision and a fair indicative settlement offer.
  • No need for a third-party medical review.
  • Initial review just requires completed medical questionnaire and a policy premium illustration.

Submitting a policy for valuation does not obligate you to sell and does not guarantee an offer to purchase.

The information you provide will be used to evaluate your policy and, if it is deemed suitable for a life settlement, you will receive a fair valuation.

Quickly find out if a policy is suitable for life settlements and, if so, obtain a fair cash offer

Simply answer the basic questions on the qualify form and you will be automatically taken to our medical questionnaire which covers the insured’s lifestyle and medical history. Completion of the easy to follow, user-friendly medical and lifestyle questionnaire typically takes around ten minutes and allows you to save and return if information isn’t readily available.

On completion of the questionnaire, you will be able to upload the policy documents (which must include a policy premium illustration) direct to us.

All submissions are confidential and made via our secure portal.

Value My Life Policy

Find out what your policy is worth
Complete our free and non-binding appraisal for your no-risk valuation



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Examples of actual policies sold to VMLP partners:

Insured: Female, aged 77

Policy Type: UL

Face Amount: $750,000

Surrender Value: $309

Sold for $25,500

Insured: Male, aged 79

Policy Type: UL

Face Amount: $1,100,000

Surrender Value: $165

Sold for $73,500

Insured: Female, aged 87

Policy Type: UL

Face Amount: $1,155,000

Surrender Value: $40,139

Sold for $597,600

Insured: Male, aged 76

Policy Type: UL

Face Amount: $1,000,000

Surrender Value: $404

Sold for $260,000