Your seniors could be at risk of losing their investment simply because they don’t know all the options available to them.

You can help them access the true cash value in their life insurance policy as an alternative to surrendering or lapsing.

Sell direct for a quicker turnaround and higher payout.

Benefit from a quick policy appraisal and, if the policy qualifies for a life settlement, receive a fair valuation from suitably qualified and licensed buyers.


  • Fast decision and a fair indicative settlement offer.
  • All senior insureds or impaired cases (minimum $100,000 face value) considered.
  • No need for a third party medical review or life expectancy (LE) report.
  • All transactions through licensed entities.
  • Initial review just requires completed medical questionnaire and a carrier illustration.
Quickly find out if a policy is suitable for life settlements and, if so, obtain a fair cash offer

Simply answer the basic questions on the qualify form and you will be automatically taken to our medical questionnaire which covers the insured’s lifestyle and medical history. Completion of the easy to follow, user-friendly medical and lifestyle questionnaire typically takes around ten minutes and allows you to save and return if information isn’t readily available.

On completion of the questionnaire, you will be able to upload the policy documents (which must include a policy premium illustration) direct to us.

All submissions are confidential and made via our secure portal.

Value My Life Policy

Find out what your policy is worth
Complete our free and non-binding appraisal for your no-risk valuation



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Examples of actual policies sold to VMLP partners:

Insured: Female, aged 77

Policy Type: UL

Face Amount: $750,000

Surrender Value: $309

Sold for $25,500

Insured: Male, aged 79

Policy Type: UL

Face Amount: $1,100,000

Surrender Value: $165

Sold for $73,500

Insured: Female, aged 87

Policy Type: UL

Face Amount: $1,155,000

Surrender Value: $40,139

Sold for $597,600

Insured: Male, aged 76

Policy Type: UL

Face Amount: $1,000,000

Surrender Value: $404

Sold for $260,000